A report from Driver Knowledge cites a disturbing statistic: approximately one-third of all reckless driving accidents cause deaths every year in New Jersey. Because reckless driving accidents may result in such devastating consequences, New Jersey drivers who are charged with reckless driving face insurance premium increases, as well as points against their licenses.
New Jersey already has some of the most expensive insurance premiums in the United States. A few driving offenses may significantly increase the cost of a driver’s insurance costs. For a first offense, a reckless driving charge may land a driver in jail for up to 60 days, in addition to a $50 to $200 fine. For a second offense (or other subsequent offense), the driver could face up to three months in jail and between $100 and $500 in fines. Drivers may also lose their license if they incur too may reckless driving charges.
Civil claims for reckless driving accidents
In addition to these penalties, drivers may also face liability in a civil lawsuit if they drive recklessly and cause a serious accident.
Although New Jersey follows a no-fault insurance model, meaning that each driver’s insurance generally covers their own medical expenses, an injured victim may be able to pursue a claim against the at-fault driver if that victim has suffered certain types of injuries. These injuries include:
- Loss of limbs
- Significant disfigurement or scarring
- The loss of a fetus
- Permanent injuries
- Broken bones or fractures
In these cases, the victim may pursue a personal injury lawsuit against the reckless driver. The victim must be able to prove that the reckless driver’s actions were the direct cause of his or her injuries.
How does an attorney help with a car accident claim?
Many accident victims consider handling their legal claims on their own, without the assistance of an attorney. However, personal injury attorneys are experienced in car accident claims and know what to do to maximize the victim’s compensation in these cases.
Personal injury attorneys are able to take over all discussions with the insurance company as soon as they are hired. If you have been injured in an accident, the insurance company for the at-fault driver has likely been calling you, pressuring you to settle the claim. Your attorney relieves you of this burden.
Personal injury attorneys are also aware of all filing deadlines and other requirements that the court system imposes on those who wish to file a lawsuit. There are deadlines that impact when someone may file a claim, when someone may request a court hearing, or when a trial may be requested. In court, attorneys know the procedures and act accordingly.
Car accident attorneys also have a network of experts and other individuals they may call on for assistance during a personal injury case. For example, perhaps you need help demonstrating that an injury was not preexisting at the time of an accident. Your attorney may have a medical expert he or she is able to call to review your medical records and provide an expert report. Attorneys take over the legal process so accident victims can focus on recovering from their injuries.
If you have been injured, call the skilled NJ personal injury attorneys at Lomurro Law today
The personal injury attorneys at Lomurro Law are experienced in all types of accident claims, including those involving reckless driving. We have more than 130 years of combined experience helping individuals and families throughout New Jersey. To schedule a free consultation, call 732-482-9285 or contact us online. Our main law office is in Freehold.