Customers who use Uber or other rideshare services usually just want to reach their destination quickly and without hassle. Receiving a serious injury due to a harmful accident is the worst-case scenario that you might imagine when boarding your ride.
Medical bills and lost income are likely your top concerns after any vehicle collision. When a crash involves an Uber, the question arises of who pays after a rideshare accident.
When you are an Uber passenger
As with most any business, Uber customers are under the protection of the company’s liability policy. If you sustain an injury as a customer in an Uber driver’s car, you may file a claim. Keep a record of your transaction as proof of your status as a client.
When you are an Uber driver
Rideshare drivers are typically required to purchase liability insurance, but the company policy may provide coverage as well. The nature of the accident and the presence of a passenger are factors that will determine if coverage comes from your insurer or the rideshare company itself.
When a third party is responsible
In some cases, the damages you incur during a rideshare accident might be the responsibility of a third party not associated with the service you are using. In such an event, you may be eligible to file a third-party claim with the other driver’s insurer.
It can be difficult to pursue compensation after a rideshare accident involving multiple liable parties. A personal injury attorney can provide the guidance you need to secure your financial recovery.