New Jersey Workers’ Compensation Lawyers Stress Injured Workers Have Certain Rights
Our Attorneys Ensure You Are Fully Compensated Under The Law
In New Jersey, employers are legally obligated to have insurance coverage for workplace accidents. This is called “workers’ compensation insurance” and the law governing it grants certain rights to injured employees. These rights include but are not limited to the rights to medical treatment, temporary disability benefits and permanent disability benefits. Injured employees also have specific rights if their claims are disputed. If you have been hurt at work, the New Jersey workers’ comp lawyers at Lomurro Law make sure you get the compensation you deserve.
What Types Of Benefits Am I Entitled To If I Have Been Injured At Work?
A workers’ compensation case officially begins as soon as you let someone – such as a supervisor – know that you’ve been hurt on the job. Your employer will forward the report to its insurance company, which will then assess the situation. If the insurance company finds you have a valid claim, it will provide one or more of the following:
- Medical benefits – Payments to cover the costs of medical treatment of a work-related injury such as emergency medical treatment, surgery, tests, prescription medications and so forth. There are no copays or balance billing assessed against the injured worker. The insurance company is the only party responsible for payment of the medical bills.
- Temporary total disability benefits – Awarded to an employee being treated for an injury or injuries that prevents him or her from working for at least a week. The amount is calculated based on the employee’s salary and payment continues until he or she is medically cleared to return to work.
- Permanent partial benefits – Awarded to an employee whose workplace accident results in a permanent injury to a body part. While the employee will never fully recover, the injury does not preclude him or her from working in the future.
- Permanent total benefits – Awarded to an employee whose workplace injury results in the inability to work in any capacity. Weekly payments, which are based on the injured worker’s salary at the time of the injury, are made to the injured worker as long as the employee remains unable to work.
What Should I Do If My Employer’s Insurance Company Disputes My Claim?
Disputes in workers’ compensation cases are quite common. They often surface when an employer or its insurance company has questions about the nature of the injury, the need for ensuing treatment or the employee’s eligibility for disability benefits. But as an injured employee, you also have certain rights if you disagree with the insurance company’s assessment of your claim. Our skilled New Jersey workers’ comp attorneys help you determine whether there is a basis to pursue resolution of the matter through a formal claim petition with the Division of Workers’ Compensation. You have a right to consult with and or obtain legal counsel to assist you with your fight against the insurance company.
If You Have Been Injured At Work In New Jersey, Contact Us To Discuss Your Case Today
If you were hurt at your workplace, it is important to notify your employer immediately. If your employer or its insurance company disputes your claim, it is important to speak with a knowledgeable lawyer as s oon as possible. At Lomurro Law, our New Jersey workers’ comp attorneys fully understand the nuances of New Jersey workers’ compensation law. Contact us online or call us at 732-482-9285 to schedule a meeting today.